Payments Infrastructure
Multi-geography payment systems
The Problem
RedBus needed to expand payment capabilities across three Southeast Asian markets: Vietnam, Cambodia and Indonesia, each with distinct regulatory frameworks, preferred payment providers and integration patterns. No unified payment infrastructure existed.
Architecture
- 01
Provider-agnostic payment abstraction layer supporting pluggable integrations
- 02
Geo-aware routing logic with fallback chains per market
- 03
Unified payment dashboard for operational visibility across geographies
- 04
Integration with PhonePe, Razorpay, Mobikwik, JusPay and regional providers
- 05
Compliance and reconciliation tooling built with legal and finance teams
Outcome
Payment infrastructure operational across three new geographies within timeline. The unified abstraction layer reduced future integration effort significantly.
Learnings
Payment systems are as much a legal and compliance product as a technical one
Abstraction layers compound in value: the third integration costs a fraction of the first
Operational tooling is as critical as the core payment flow
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